3 Money Lessons From Prime Minister Narendra Modi

SOURCE:
http://www.msn.com/en-in/money/topstories/3-money-lessons-from-prime-minister-narendra-modi/ar-AAaz4AQ





                        
                           3 Money Lessons
                                    From
                Prime Minister Narendra Modi
                                        By
                            Monika Halan


 PREAMBLE

                          Marketing without AIM or shifting Goal Posts  is a bad business.

A branch manager went to a tailor and said, “I want a suit to be made in seven days as I have to attend a wedding”. The tailor said, “Yes. It will be done.” A week later when he asked for the suit, the tailor handed him a salwar kurta with dupatta. The bank manager got angry and shouted, “Mera suit ka kya kiya (what did you do with my suit?)?” The tailor replied: “Yehi aapka suit hai (here it is).” Bank manager barked back: “Ye ladies suit hai, pagal hai kya? (this is a ladies suit, are you mad?)” and shouted angry words at the tailor. The tailor finally said, “Chup! (shut up!)”

The bank manager went silent. “Ab pata chala kaisa feel hota hai jab main aapki branch mein FD (fixed deposit) karane aaya thaa aur aapne mujhe insurance bech diya (now you know how it feels when I came to do an FD in your bank and you sold me an insurance plan).”




1/4 Pages

© Ap Photo 3 money lessons from Prime Minister Narendra Modi

 

That Narendra Modi is a skilful orator is not news, but to hear him in person and to see him use ground-level common sense to drive home financial lessons to an auditorium full of bankers is quite an experience. The venue was the 80th birthday party of the Reserve Bank of India (RBI) at the National Centre for Performing Arts in Mumbai. And in case you were wondering, as I did, as to why celebrate 80 years rather than the global norm of 75 or 100, Modi said that 80 years is special to Indians because it marks the sahastra darshan or the 1,000 viewings of the full moon by a person who turns 80.

 

 

The Prime Minister started off by admitting that most of the conversation relating to finance goes over his head—since he’s not endowed with the needed “software” to understand it. But then he went on to demonstrate that jargon is not what is needed and that a commonsensical practical world view does just as well—in fact, better. What struck me were three lessons, two of which could have been out of a financial planning text book and the third is still to be written into financial sector regulation—but it will be. 

 

 

 

 

 

                   Lesson #1: Goal Setting 


    

© Bloomberg Lesson one: 

 

 

Modi wants the RBI to set a goal to get India fully financially included by the time it hits 100 in 2035. A goal that is so far away, like retirement planning, has the ability to get ignored. So financial planning 101 says, break up the goal into smaller bits, and pace yourself. Modi’s roadmap for RBI is to set event-based goalposts over the next 20 years—2019 marks Mahatma Gandhi’s 150th birth anniversary; 2022 is India’s 75th independence anniversary; and in 2025, RBI turns 90.

 

 

                                                   Lesson #2: Habit creation

  

He said that his aim is not to make financial inclusion a “programme” but to make it a swabhav—that loosely translates into the word “habit”. Financial planning is all about inculcating good money habits. Unless you make looking after your money life a habit, hands-free money management will not happen.

 

 

-                                                                                                                              -

 

ALSO READ: 5 tips to make your money grow >>

-                                                                                   -



Lesson #3: Working on Problems Ex-Ante rather Than Ex-Post 
  

© REX Features Lesson three: Working on problems ex-ante rather than ex-post

 

Modi used the example of turning the gas subsidy into a direct cash transfer as an example of working on the problem ex-ante—the corruption of fake accounts declines significantly if the subsidy changes its form.

 

 

The latest work in financial sector regulation is coming around to the view that removing the skew in financial products that lead to cheating consumers should be done ex-ante rather than spending on catching market failure and then punishing ex-post. Writes Luigi Zingales in his 2015 paper, Does Finance Benefit Society: “In designing rules we economists need to think about how these rules will be adapted and enforced under heavy lobbying pressure. For this reason, rules that modify incentives ex-ante rather than repress behaviour ex-post are to be preferred: enforcement can be more easily blocked by lobbying.”

 

 

The Financial System Inquiry set up by the Australian government found it necessary to improve financial consumer outcomes by mandating a design intervention—something that has been off the table in financial sector regulation as the sector had convinced policymakers that any reins on product structure will curb innovation. The Inquiry recommended better consumer outcomes through measures that “improve the design and distribution of financial products through strengthening product issuer and distributor accountability, and through implementing a new temporary product intervention power for the Australian Securities and Investments Commission”.

 

Read it here:

 

http://mintne.ws/1O25L8m.

 

 

 In other words—let’s work ex-ante to kill conflict of interest, rather than chase the white-collar criminals ex-post.

                                    End Note 

   I cannot help but end this banking story with this one. Rajan Mehta, formerly with Benchmark Mutual Fund and now experimenting in the health sector, forwarded me a Whatsapp message. His comment

: “Mis-selling by banks seems to have been acknowledged by common people”.


Here goes:

 

 

 

A branch manager went to a tailor and said, “I want a suit to be made in seven days as I have to attend a wedding”. The tailor said, “Yes. It will be done.” A week later when he asked for the suit, the tailor handed him a salwar kurta with dupatta. The bank manager got angry and shouted, “Mera suit ka kya kiya (what did you do with my suit?)?” The tailor replied: “Yehi aapka suit hai (here it is).” Bank manager barked back: “Ye ladies suit hai, pagal hai kya? (this is a ladies suit, are you mad?)” and shouted angry words at the tailor. The tailor finally said, “Chup! (shut up!)”

The bank manager went silent. “Ab pata chala kaisa feel hota hai jab main aapki branch mein FD (fixed deposit) karane aaya thaa aur aapne mujhe insurance bech diya (now you know how it feels when I came to do an FD in your bank and you sold me an insurance plan).”

 

 

 

 

Monika Halan works in the area of financial literacy and financial intermediation policy and is a certified financial planner. She is editor, Mint Money, Yale World Fellow 2011 and on the board of FPSB India. She can be reached at expenseaccount@livemint.com

 

-                                                                                                       

ALSO READ: Retired? 4 monthly income investment options for you >>                                                                                       

-                                                                                                                                                           -     
















 

PREMCHAND's "BOODHI KAKKI & "ADVANI" BJP's GRAND OLD MAN

SOURCE:
http://www.firstpost.com/politics/old-man-begone-modis-humiliation-advani-unkind-may-backfire-2187601.html







         PREMCHAND's "BOODHI  KAKKI"
                                          &
           BJP's GRAND OLD MAN "ADVANI"

       Old man begone! Modi’s humiliation of            Advani is unkind and may backfire

 

 

 

Premchand (Hindi: प्रेमचंद, Urdu: منشی پریم چند), (July 31, 1880 -- October 8, 1936) was a famous writer of modern Hindi-Urdu literature.
Premchand is one of the most celebrated writers of the Indian subcontinent,[1] and is regarded as one of the foremost Hindi-Urdu writers of the early twentieth century.[2] A novel writer, story writer and dramatist, he has been referred to as the "Upanyas Samrat" ("Emperor of Novels") by some Hindi writers.
Dhanpat Rai Srivastava being Premchand's original name,began writing under the pen name "Nawab Rai".
He switched to the name "Premchand" after his short story collection Soz-e-Watan was banned by
the British administration. He is also known as "Munshi Premchand", Munshi being a honorary prefix.
Premchand's works include more than a dozen novels, around 250 short stories, several essays and
translations of a number of foreign literary works into Hindi.  

 

By Sandipan Sharma 

 Apr 7, 2015

 

 

 

 

Atal, Advani, Kamal Nishan, Maang Raha Hai Hindustan.

 

 

 

 

 

 

Lal Kishanchand Advani, the inspiration behind this slogan from the 90s, will be wondering how ruthless politics can be. Forget Hindustan, today even the Kamal (Lotus) party doesn’t want Advani.

Over the past few weeks, Advani was humiliated several times. At the BJP’s conclave past week, the party’s margdarshak (guide) was reduced to a mookdarshak (silent spectator). For the first time in the history of the BJP, the conclave ended without the mandatory Advani sermon. (He had skipped the 2013 meet in Goa).

LK Advani. AP

Then, on Monday, as the BJP turned 36, Advani was not invited to the celebrations in Delhi. Like Murali Manohar Joshi, one of the founding members of the party,
Advani was forced to sulk at home as Amit Shah recounted their glorious contribution to the party’s ‘illustrious history’.


In an ironic twist to another popular slogan,
 Atal, Advani, Murali Manohar, Bhajapa Ki Ye Teen Dharohar, the party’s heritage was consigned to history on a historic day. A party that boasts of shuchita, sanskar and Bharatiyata, committed the distinctly un-Bharatiya sin of locking away the family elder


(Premchand’s poignant story Boodhi Kaki immediately comes to mind) while everyone else was celebrating.


Since Advani has not spoken in public, or updated his blog, it is difficult to know how he will be feeling, or why he was ignored.

“Is this the BJP’s sanskar, is this the Ram Rajya I had planned to establish with my rath yatras?” he may be wondering.

                                              OR

 will he be commiserating with Shahjahan, who was dethroned, marginalized, humiliated and locked up by his successor?


The latest twist in Advani’s parable, frankly, was unexpected. Till a few weeks ago, the BJP looked like a happy, cultured                   ‘Hum Saath, Saath Hain’
type family with Advani as the respected, satiated, happy patriarch who was paraded by the family for photo-ops at every opportune occasion.


In March, Narendra Modi, Amit Shah, Advani and Joshi made a pretty picture as they stood together in Srinagar, celebrating the first saffron government in a state where its founder Syama Prasad Mookerjee died during his battle with Article 370. In Srinagar, on that winter morning, it seemed apart from the ideological compromise, Modi had struck a workable compromise also with his mentor.



But again, there is rumbling in India’s first Parivar.
It is difficult to understand why the reigning Moghuls of the BJP will want to treat Advani as Shahjahan.

He is knocking on the door of 90s, has lost his voice in the party, his loyal followers have either changed camp or have become silent and the throne and the crown sits safely on the successor’s head. What does Advani have left with him that his successors wish to take away? Why is he being pushed further when there is not even an inch left in Advani’s cramped corner? What does Modi gain by almost egging Advani to speak out against him in public?

also see

• 
  Curious case of old guards: Are Advani and Achuthanandan riding the same boat?
• 
  Ex-Prime Minister AB Vajpayee to be conferred Bharat Ratna onFriday
• 
  Former PM Vajpayee conferred Bharat Ratna by President Pranab Mukherjee

One of the theories is that Advani has become to Modi and Shah what Prashant Bhushan had become to Arvind Kejriwal: a cantankerous preacher. According to NDTV, the BJP did not let Advani speak at the conclave because “its leaders were wary” of being told by Advani about what is wrong with the party. He was reportedly advised to get his speech vetted by the high-command, a diktat that was unacceptable to the man who once raised the temperature of the entire country with his rousing rhetoric.

Perhaps, as Kejriwal has demonstrated with greater crudity and ruthlessness, politicians despise thinkers and talkers who behave like self-anointed moral compasses for a party. When in power, everybody prefers a ‘yes man’, a follower. Carping critics and conscience keepers are unacceptable irritants, avoidable distractions. Unfortunately, Advani is well past that stage where his personality could have undergone metamorphoses.


‘Saugandh Ram Ki Khate Hain, Mandir Wahin Baneyenge,’

Advani had vowed then. Now, his detractors seem to have taken the vow of not letting Advani speak, neither wahin (Goa) nor closer home in Delhi.

 Advani appears as helpless as the disputed structure the kar sevaks had demolished in Ayodhya.

There is very little he can do as kar sevaks (in Indian political lexicon the term implies people who work against somebody) in the BJP demolish his legend. He can’t revolt, he can’t resist, and since he has eaten his own words so many times in the past, he can’t even speak up for fear of not being taken seriously.

Advani has slipped into irrelevance.


For his detractors, this can be schadenfreude; a deserved punishment for using brute force for dismantling history. But one can’t help feeling sorry for the old man. Advani is, after all, not just an ordinary founding member of the BJP. But for him and his yatras, the BJP will have perhaps taken decades to grow from a party with just two seats in 1984 to 88 five years later.
Advani gave the party its distinct Hindutva edge. His ideology and rhetoric created the climate for the rise of hardliners like Modi, nurtured successors to the throne of ‘Hindu Hriday Samrat’ Advani once occupied.


Yes, Hindustan rejected Advani. But at least the Kamal could have been a little more grateful to the man who was once its most visible Nishan.

 

 

 

 

 

 

 

 

 

 

 

 

 

Welcome to the Imperial City: Modi Sarkar's Bizarre Proposal to Rename Delhi

SOURCE:
http://www.msn.com/en-in/news/other/welcome-to-the-imperial-city-modi-sarkars-bizarre-proposal-to-rename-delhi/ar-AAatel6



Welcome to the Imperial City: Modi Sarkar's         Bizarre Proposal to Rename Delhi

British socialite and politician Nancy Astor may have been a bit of a maverick but she was not much off the mark when she said, "The main dangers in this life are the people who want to change everything... or nothing.''

© Provided by Firstpost  

One was reminded of Astor's warning on reading that the Modi Government, in a rush to "change everything'', now plans to junk even Delhi's historical name for no obvious pressing reason.


And,it will have not one, but two names.

One for Lutyens' New Delhi (home to ministers, senior civil servants, diplomats, and fashionable hotels), and another for the 400-year-old Mughal-era walled city that generations of Delhites grew up calling Old Delhi.

If the move goes through, New Delhi will be rechristened as the "Imperial City of Delhi", and Old Delhi as the "Imperial City of Shahjehnabad".

Of course, Delhi is not the first city facing the threat of an abrupt name-change. It will join a long list of major cities - Mumbai, Chennai, Bengaluru, Kolkata, Pune - which have been renamed for various reasons. But renaming the national Capital is in a different league altogether.

At this point, you might like to know the reason behind this unprovoked rebranding exercise. For, unlike in the case of other cities which have been through this, there has been no public demand or campaign to rename Delhi on ethnic or nationalistic grounds. Even prickly foreign investors - the great invisible elephant at the heart of every government decision these days-are perfectly OK  doing business with good old Delhi.

So, what's going on?

Well, it seems that the government has suddenly discovered that the old name is not sexy enough to attract Western tourists. "Imperial'', it believes, would do the trick. A notion has gone round that London taxi drivers and New York pensioners, scouring for a sunny tourist destination over Christmas holidays, would find the charms of an "Imperial" tag more irresistible.

"Honey, we're heading for the Imperial City of Delhi this winter...Damn the Bahamas and the beaches of Bali".


BABUGIRI  or CHAMCHAGIRI

The bureaucratic brains behind the move have also convinced themselves that harking back to Delhi's imperial past would persuade UNESCO to grant it the status of a heritage city which, it hopes, would in turn boost international tourism.

The Hindu quoted official sources as saying that the idea "has been mooted with an eye on the efforts to earn 'Heritage tag' from UNESCO''.

( GRANTING  HERITAGE TAG TO DELHI  WILL BE AS RIDICULOUS  AS   GRANTING "NOBEL PRIZE" or BHARAT RATNA TO "MAHATMA GANDHI" )
                                                                           -Vasundhra 

"The nomination dossier, seeking Heritage tag for Lutyens' zone sent to UNESCO names the area as Imperial City of New Delhi. Similarly, the Walled City of Delhi is named in the dossier as the Imperial City of Shahjehanabad. In order to weed out any inconsistency when the UNESCO team is going through the verification process, a request has been made to the (Delhi Development) Authority to rename these areas, an official said," the paper reported.

The problem is that UNESCO has very stringent rules for determining whether a city qualifies for the Heritage tag and a city's name is not one of them. Havana, Rome and Timbuktu didn't have to sex up their nomenclature to earn the status of World Heritage cities. They qualified because they met UNESCO's ten-point guidelines for what a Heritage City should be like.

I am not sure if Delhi's bureaucracy has read the rules carefully.

If it had, it might have thought twice before taking the plunge.

UNESCO demands that in order to qualify for inclusion in the World Heritage List, a city /site must be of "outstanding universal value"; "represent a masterpiece of human creative genius"; "bear a unique or at least exceptional testimony to a cultural tradition or to a civilization which is living or which has disappeared"; " be an outstanding example of a type of building, architectural or technological ensemble or landscape..." ; "contain superlative natural phenomena or areas of exceptional natural beauty and aesthetic importance"; "contain the most important and significant natural habitats for in-situ conservation of biological diversity..."

These are only a few of the criteria, and at first glance it doesn't seem that Delhi fits any of these.

A motley collection of indifferently-maintained tourist sites doesn't add up to World Heritage. If old buildings and monuments were enough to get the nod, Mumbai, Kolkata, Lucknow, Jaipur - even Varanasi - would be more suitable candidates than Delhi, especially, the Lutyens' zone which over the years has got cluttered with ugly skyscrapers clashing with Lutyens' original low-rise design.
The once-majestic colonnaded Connaught Place is now a dump-sleazy, filthy, unsafe, surrounded by shabby office tower blocks and reeking of decay.


Old Delhi has a better claim but most of its historical sites and places of cultural interest are a mess. Delhi's famous poet Mirza Ghalib's "haveli'' in Ballimaranwas a godown when I last saw it; and

the grave of another of its great poets Zauq was bulldozed to build a  "URINAL" on it!

The shameful reality is that Delhi has done a poor job of looking after its heritage, and a city which has such little sense of history and treats its cultural legacy with such contempt doesn't deserve a heritage status.

Meanwhile, a word about this mania for renaming. Which always reminds me of Stalinist-era revisionism. Now, we all know that our Prime Minister has a thing for rebranding. But, renaming Planning Commission and schemes he doesn't like is one thing while renaming the country's capital city without a good solid reason is quite another.

It is not unknown for governments to rename their capital cities as the Chinese did switching from Peking to Beijing; or even for a country to reinvent itself -Ceylon/Sri Lanka; Burma/Myanmar; Southern Rhodesia/Zimbabwe etc. But these changes were prompted by historical reasons - decolonisation, partition, secession, and splits and mergers caused by civil wars.

None of this applies to Delhi. And what a name to go for! Democratic India's national capital to be known as "Imperial City''. It's a city where less fanatically nationalistic administrations than Narendra Modi's have worked overtime to erase reminders of its colonial past by Indianising British street names. And now a proud Hindu nationalist comes along and wants to put "Imperial'' back into Delhi.

More appropriate would be to restore to it its ancient name, Indraprastha, a sort of "ghar wapsi". At least it would be more authentic (calling it Imperial City sounds as tacky as that school in Meerut which calls itself Oxford English-medium school), and gel well with the prevailing nostalgia for ancient India, and its miracles.

But, really, the whole idea is absurd. As Americans like to say, "don't fix it, if it ain't broke". And New Delhi is doing fine, thank you.


 

BREAKING FREE OF NERHU : LETS UNLEASH INDIA

SOURCE:E-mail CIRCULATION
 Gurcharan Das- an eminent Indian writer and commentator writes " Every Indian must read this book by Sanjeev Sabhlok Ex IAS"
Comments below by Rajput are worth reading.
The book is available on the internet for on line reading. Hard copy is available with Oxford Press and Lulu.com
Prem Sabhlok

Sunday, 5^th April 2015   

 

 

Recommendation

 'It must be read by every Indian’
- Gurcharan Das, author of India Unbound

Click for FREE e-book   (ISBN 9788190583589) and also visit my blog.
 
For the detailed recommendation of Gurcharan Das, click the book image below. The recommendation is on the back cover.

/javascript">

 

 

 

For other recommendations for the book click here:

These include: 

* An amazing read

* Great primer on India

* [H]ighly recommend … to anyone who wants to understand Individual liberty in an Indian context

* An ‘Ode to Freedom’

* I highly recommend you find out for yourself what Sanjeev has to say

* This is a real good account for … all those who dream, yearn [for], and envisage … a great India!

* Deserves serious reading ….

Updates

Published Dec. 2008

December 2008: Breaking Free of Nehru published by Anthem Press. July 2009: After a successful print run, the author and Mr. Tej P. S. Sood of Anthem Press UK agreed over email on 9 July 2009 to "bring the contract for publication of this book in India or elsewhere to an end, without obligation." The author […]

[..Read More..]

Reviews in the media

Breaking Free of Nehru has been reviewed in the media as well as by significant blogs, including: (a) Telegraph, Kolkata 19 Dec. 2008 (b) Bharat Times, Melbourne Dec. 2008 (c) India Link, Melbourne March 2009 (d) Satyameva Jayate 12 June 2009 (e) Reason for Liberty 23 June 2009. (f) Freedom First, Mumbai, 1 October 2009. […]

[..Read More..]

Sanjeev’s next book

Sanjeev is currently working on his next book, The Discovery of Freedom, a draft manuscript of which is available for free download.   The book Breaking Free of Nehru started its life as A Short History of Freedom in early 2005. It grew quite large so it had to be split into two. Breaking Free […]

[..Read More..]

The author

Sanjeev Sabhlok joined the Indian Administrative Service in 1982 and later took a doctorate in economics from the University of Southern California. He resigned from the IAS in January 2001 to foster reforms in India. He currently works in the Australian public sector. In his spare time he works on building a political reform movement in India.

Sanjeev's book, Breaking Free of Nehru, which is essentially a political pamphlet, highlights India’s disastrous experiment with socialism. It proposes a way forward (Freedom Team of India) for India to become a great nation with freedom and ethical governance.

Facebook Group to discuss this book

What people are saying

* An amazing read

* Great primer on India

* [H]ighly recommend … to anyone who wants to understand Individual liberty in an Indian context

* An ‘Ode to Freedom’

* I highly recommend you find out for yourself what Sanjeev has to say

* This is a real good account for … all those who dream, yearn [for], and envisage … a great India!

* Deserves serious reading ….

Links

• Freedom Team of India
• Sanjeev Sabhlok's blog
• The Discovery of Freedom

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            WEED OUT  THE USELESS, CORRUPT

                                           &

                BUREAUCRATIC  DEAD WEIGHT

                                          OF

          INDIAN ADMINISTRATION CALLED “I.A.S”

 

 

 

A patriot has done a great service to his fellow

 

countrymen/women by writing a book calling for the abolition of

 

INDIAN ADMINISTRATIVE SERVICE (I.A.S.). But in the world of

 

BABOOS and INERT ministers the wish is as futile as Bapu

 

Gandhi’s call to abolish the All India Congress Party after it had

 

shown their “patriotism” by surrendering five provinces to

 

please the Indian Muslims in 1947.Still it is the best news of the

 

decade.

 

 

 

 

Click & Read the BOOK

 

 

http://www.sanjeev.sabhlokcity.com/breakingfreeofnehru.pdf

 

 

 

 

IAS has become a bunch of "BABOONS", totally subservient to

 

the corrupt rulers and politicians, who have shown no initiative,

 

no new ideas and no improvement to reform the crippling

 

system of red tape and bureaucracy that waste years of a

 

citizen's life making him a coolie or moron in the end. Like the

 

ministers, they, too, are corrupt, dishonest and unreliable. 

 

 

 

RED TAPE of the Mogul Era, that had trapped the suffering

 

Hindus under tons of Sharia Law of Koran, was wiped out by the

 

British rulers on one day after they ousted the last senile

 

Mohammedan Emperor in 1857 but since India was again slave

 

colony and the natives had to be kept busy, filling in forms,

 

getting them verified and attested, and re-attested, was

 

necessary under the new complicated system of unending paper

 

work. The citizens were all kept so busy in form filling and

 

queuing up to buy essentials of daily use that they could never

 

think of liberation from the foreign yoke. India had to wait for

 

the end of World War 2 to hope for freedom from foreigners. But

 

as ill luck would have it, NETAJI, Shyama Prasad Mookerjee

 

(http://en.wikipedia.org/wiki/Syama_Prasad_Mookerjee#Death)

 

and SardarPATEL were no more, leaving the field to another

 

anglicised  brown skin “coolie” of Empire, Jawaharlal Nehru.

 

 

 

Instead of liberating the natives from the crushing load of red

 

tape and bureaucracy he let the IAS create more and more

 

ingenious ways to tie the natives down under pestering rules and

 

regulations. Bribery and corruption flourished.

 

Countless capable Indians (NRI’s) left the native

 

shores, seeking freedoms abroad.

 

 

 

 

India is most unfortunate where the natives are brainwashed

 

and conditioned over centuries to willingly give a ride to any

 

foreigner. How they have been charmed by a useless ITALIAN

 

born Sonia Maino, No. 1 security risk, by putting patriotism and

 

self esteem under her foot. Would she like to see a Hindu

 

smiling? Would she wish to cut red tape? Would she speak up for

 

eradication of corruption?

 

 

 

Given the tolerant, timid and subservient Hindus, our Bharat

 

cannot have a REVOLUTION where  everything useless and

 

cumbersome is set on fire, and new beginnings are made.

 

 

 

Such is the case with the newly independent countries in Eastern

 

Europe that went through the sudden collapse of the Soviet

 

Union and had to write up totally new rules in the fresh air of

 

freedom in 1991. Gone is the red tape there. To give an example,

 

it takes SIX TO EIGHT WEEKS to buy a house in England with all

 

those time consuming legal searches (where bureaucracy is

 

frozen since the times of Magna Carta) but only three days to buy

 

a house or apartment in Lithuania with all legal formalities

 

completed! An NRI who bought his house in Vilnius in three days

 

cried for the Indians back home who are trapped in the

 

labyrinthian  “baboodom”. 

 

 

 

 

India has no hope of any REVOLUTION by her majority

 

community who are flat under the rulers' foot like a deflated

 

balloon, but she will ultimately be overwhelmed by a foreign

 

power once again. Then this BABOODOM will also die and many

 

a citizen will kneel down to THANK  A NEW AVTAR 'GOD.'

 

 

 

We would like to congratulate the learned author of the book

 

who pleads for the abolition of IAS. What a CONTRAST these

 

"baboons" are to the original ICS (Indian Civil Service) of pre

 

Partition days!

 

 

 

India did not get freedom in 1947. She got

 

“MUTILATED” (Partition) and her citizens lived under far worse

 

bureaucracy thereafter.

 

 

Only Pandit Jawaharlal Nehru got Independence.

 

 

 

 

 

Click & Read the BOOK

 

 

http://www.sanjeev.sabhlokcity.com/breakingfreeofnehru.pdf

 

 

 

 

 

   DRAFT OF THE  NEXT BOOK

Click & Read the DRAFT BOOK

http://sanjeev.sabhlokcity.com/book2/discovery.pdf

 

 

 

 PLEASE DONT FORGET TO SEND YOUR            SUGGESTIONS & OR  COMMENTS
                                  TO
                         THE AUTHOR